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Facing Foreclosure?
You May Still Have Options — But Time Is Critical.
If your foreclosure sale has not yet happened, there may still be ways to stop the foreclosure, buy time, or sell before auction.
Why You’re Receiving This Information
Our office recently received public foreclosure data from the county.
If you’re seeing this page, your property may be somewhere in the foreclosure process.
Important:
If your foreclosure sale has already been scheduled, time may be extremely limited. Acting now can make a critical difference.
How We Help Homeowners Facing Foreclosure
At Max Foreclosure Solutions, we specialize in creative foreclosure strategies designed to help homeowners:
● Stop foreclosure proceedings
● Buy time with the lender
● Protect credit where possible
● Preserve equity
● Avoid the stress and damage of an auction sale
Every situation is different. Some homeowners need to stay. Others need a clean exit. Our role is to help you understand your real options — fast.
Understanding the North Carolina Foreclosure Timeline
1. Notice of Default / Cure Period
Usually about 30 days (based on loan documents)
2. Notice of Hearing
Must be sent at least 10 days before the foreclosure hearing
3. Foreclosure Hearing
The order allowing sale is often issued the same day
4. Foreclosure Sale
Typically scheduled at least 20 days after the hearing
5. Upset Bid Period
Runs 10 days after the sale
Key takeaway:
The earlier you act, the more options you may have.
Get a Free, Confidential Foreclosure Review
No obligation. No pressure. Your information is kept private.
Other Foreclosure Prevention Options You May Want to Consider
Even if a cash or creative solution isn’t right for you, other options may exist.
| Strategy | When to Use | ❌ Cross | ✅ Tick | |
|---|---|---|---|---|
| 1. | Loan Modification | Best pursued early | Lengthy process, not guaranteed | May lower monthly payments |
| 2. | Forbearance | Short-term hardship solution | Payments must be repaid later | Temporary payment relief |
| 3. | Short Sale | Best soon after default | Requires lender approval | Avoids foreclosure |
| 4. | Regular Sale | Earlier is better | Requires sufficient value | Protects equity |
| 5. | Bankruptcy | Can be used up to the sale date | Legal fees and credit impact | Can immediately stop foreclosure |
Do Not Ignore the Foreclosure Process
Attorney fees, costs, and lender actions continue to add up the longer a foreclosure continues.
Doing nothing is usually the worst option.
We work quickly and will do our best to negotiate, create solutions, and give you a fresh start if possible.
Max Foreclosure Solutions is not a law firm. We do not provide legal advice. Outcomes are not guaranteed and depend on lender cooperation, timing, and individual circumstances. Homeowners are encouraged to consult with an attorney or HUD-approved housing counselor.
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